About

Why Steerplan
exists.

An AI CFO needed three breakthroughs. All three just arrived. Steerplan is what happens next.

2023
Foundation

Open Banking matured.

UK Open Banking crossed 7 million active users, making real-time, regulated bank data the default rather than the exception. The data layer became reliable.

2025
Inflection

AI cost curves collapsed.

Frontier-quality models dropped over 90% in cost in two years. Cheap enough to ground every answer in your actual account data, not generic advice. The intelligence layer became affordable.

2026
Approved

Steerplan is FCA-registered.

Steerplan Ltd is on the FCA register as a PSD Agent of Yapily Connect Ltd, operating under an FCA-authorised AISP licence to read your bank data, securely and read-only. The regulatory layer became us.

What we're building

The AI CFO for your money.
Personal first. Then everything else.

Same conversational AI. Same brand. Four account types as you grow into them. Connect your bank, and Steerplan reads your accounts, forecasts the next 90 days, and answers anything in plain English.

PERSONAL
Personal
For individuals managing day-to-day money and savings.
SE
Sole trader
Self-employed earnings, expenses, and tax forecasting.
LTD
Ltd contractor
Salary, dividends, and corporation tax for one-person companies.
SMB
Small business
Multi-user, payroll, VAT, and live cash flow.

What the app does

Everything in the Steerplan app.

  • Connect your UK bank accounts securely via FCA-regulated Open Banking. It is read-only, so Steerplan can never move your money.
  • See every account and balance together in one wallet view.
  • Surface upcoming bills and subscriptions before they are due.
  • Break down where your money goes, by category and merchant.
  • Forecast your balance and cash flow over the next 90 days.
  • Ask your AI CFO questions about your own money in plain English.

Signing in

You can create your Steerplan account and sign in using your email address, your Apple ID, or your Google account.

When you choose “Sign in with Google,” Steerplan receives only your name and email address from Google, and uses them solely to create and secure your account. Steerplan does not access your Gmail, your Google contacts, your files, or any other Google data, and never posts or acts on your behalf. How we handle your data is described in our Privacy Policy.

The company

Legal name
Steerplan Ltd
Companies House
#16633884
FRN
827001 (Yapily Connect Ltd)
Founded
2024
Headquarters
London, United Kingdom
Launch
Q3 2026

Steerplan is what happens next.

Q3 2026. Priority waitlist open.

Join the Waitlist